It is hard to imagine how this dissertation could have been completed without the
encouragement and support from my academic supervisor, family and friends.
Firstly, I wish to thank my academic supervisor, Dr. Reynaldo Dusaran. It is my
honor to receive his guide, suggestions and feedbacks on each chapter with great patience.
Although we live in two different countries, the academic discussion has not been
influenced. Both direct and indirect meetings between us have been really effective. These
have helped me improve my expertise and insights, which finally has improved the quality
of this study.
I am also deeply grateful to my family, who has provided me with unconditional
support throughout the whole process. Over the last four years, I have two sons. My wife
has taken the responsibility of taking care of our sons. She has never complained about it
so that I can fully focus on studying. Furthermore, she has read and given valuable
opinions about this dissertation so that the content is expressed more precisely and
professionally. Next, I would like to send my gratitude to my parents. They have helped
much in looking after our sons. I am deeply indebted to my parents as they provided such
help while they were in worse health than before. My parents have only heard about the
university from us, but they have been always ready to try their best to ensure my sisters'
educational quality as well as mine.
                
              
                                            
                                
            
 
            
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 114 
APPENDIXES 
APPENDIX 1: Survey Questionnaire 
This is an independent survey questionnaire. The questions were designed to conduct a 
Doctoral dissertation: Citizens' Satisfaction with Public Administrative Services at the 
Ward People’s Committees of Tay Ho District. This questionnaire will be carried out to: 
Evaluate the citizens' satisfaction with public administrative services at the Ward 
People’s Committees of Tay Ho District 
Determine the relationship between the citizens’ perceptions of components of 
public administrative services at the Ward People’s Committees and the citizens’ 
satisfaction. 
Your participation plays an extremely important role in this study. The answer will never 
be sent to Government agency or any other third party. Personal information and opinions 
will be confidential and only used for scientific research. 
The questionnaire consists of two parts: 
Part 1: Personal information 
Part 2: Public administrative services and citizens’ satisfaction 
PART 1: PERSONAL INFORMATION 
Gender:  Male  Female 
Age: 
 30 and below  31 - 45 
 46- 60  More than 60 
Marital status: 
 Single  Married  Divorced 
Educational attainment: 
 Under high school  High school 
 Intermediate education & College 
 115 
 University  Post - Graduate 
Occupation 
 Student 
 Civil Servant, Official 
 Employee (all kinds of enterprises) 
 Freelance 
 Pensioner 
 Others 
Monthly income 
 3,000,000 VND and below 
 3,000, 001 VND - 5,000, 000 VND 
 5,000, 001 VND - 8,000, 000 VND 
 8,000, 001 VND - 10,000, 000 VND 
 10,000, 001VND and above 
The frequency of your using public administrative services at the Ward People’s 
Committee: 
 Rarely 
 Occasionally 
 Always 
Do you have any acquaintances working at the Ward People’s Committee? 
 No 
 Yes 
Do you pay any extra fees to use such those services? 
 No 
 Yes 
Do you live at this Ward where you are using public administrative services? 
 No 
 Yes 
PART 2: PUBLIC ADMINISTRATIVE SERVICES AND CITIZENS’ 
SATISFACTION 
 116 
2.1. Public administrative services at the Ward People’s Committee 
Read each statement carefully and then you decide if you: (1) = Strongly Disagree, (2) = 
Disagree, (3) = Neutral, (4) = Agree, (5) = Strongly Agree. Please respond to the 
statements by circling one of the responses (1, 2, 3, 4, or 5) to indicate what you actually 
think about the statement. 
Components of Public Administrative Services 
Delivery 
Degree of Agreement 
Reliability 
The information of public administrative services is 
publicized openly, fully and precisely 
1 2 3 4 5 
The documents are not faulty and lost 1 2 3 4 5 
You do not have to go many times to using the public 
administrative services 
1 2 3 4 5 
The civil servants perform the standard rules well when 
implementing the public duties 
1 2 3 4 5 
Capacity of civil servants 1 2 3 4 5 
The civil servants receiving and solving the documents 
have good communication skill 
1 2 3 4 5 
The civil servants have knowledge and skills in doing the 
work 
1 2 3 4 5 
The civil servants are skilled at their professional 
knowledge and relevant profession 
1 2 3 4 5 
The civil servants counsel and solve satisfactorily the 
citizens’ queries 
1 2 3 4 5 
The citizens’ complaints are solved quickly and 
reasonably 
1 2 3 4 5 
Civil servants’ serving attitude 1 2 3 4 5 
The civil servants are polite and appropriate when 
receiving and returning the documents 
1 2 3 4 5 
The civil servants have a friendly and enthusiastic attitude 1 2 3 4 5 
 117 
when answering the citizens’ complaints 
The civil servants do not cause troubles and nuisances 
to the citizens when delivering public administrative 
services 
1 2 3 4 5 
The civil servants have a fair behavior to all citizens 1 2 3 4 5 
The civil servants have a high responsibility for the 
citizens’ documents 
1 2 3 4 5 
The civil servants do not take use of their positions for 
their own sake when doing the work 
1 2 3 4 5 
Empathy 1 2 3 4 5 
You can contact easily with the civil servants receiving 
the documents 
1 2 3 4 5 
Public administrative services are delivered flexibly and 
urgently 
1 2 3 4 5 
The citizens’ reasonable requirements and proposals are 
solved enthusiastically 
1 2 3 4 5 
The civil servants easily understand your requirements 1 2 3 4 5 
Facilities 1 2 3 4 5 
The rooms receiving and returning the documents are 
large, clean, open and fully lit 
1 2 3 4 5 
The rooms receiving and returning the documents are 
fully furnished (air-conditioner, desks, chairs, pens and 
so on) 
1 2 3 4 5 
The rooms receiving and returning the documents are 
relatively modern (automatic number machines, 
computers, photocopiers, document looking up machines 
and so on) 
1 2 3 4 5 
The order and arrangement of the places receiving and 
returning documents are reasonable and scientific; the 
signs are clear and easy to follow 
1 2 3 4 5 
The extra infrastructure to serve the citizens is 
convenient (parking stations, toilets and so on) 
1 2 3 4 5 
Process of delivery 1 2 3 4 5 
 118 
The administrative documents at the Ward People’s 
Committee are reasonable (the documents handed in when 
taking part in the process of settlement) 
1 2 3 4 5 
The delivery procedure is reasonable 1 2 3 4 5 
The legal requirements of process are easy to 
understand 
1 2 3 4 5 
The forms are easy to fill in 1 2 3 4 5 
Time and Cost 1 2 3 4 5 
The working timetable on weekdays in the Ward People’s 
Committee is proper to the citizens’ demands 
1 2 3 4 5 
You do not have to wait for your turn 1 2 3 4 5 
The time for settling the documents according to the 
posting is reasonable 
1 2 3 4 5 
The results are returned as promised 1 2 3 4 5 
The fees is regulated are proper 1 2 3 4 5 
2.2. Citizens’ satisfaction with public administrative service 
Read each statement carefully and then you decide if you: (1) = Highly 
Dissatisfied, (2) = Dissatisfied, (3) = Neutral, (4) = Satisfied, (5) = Highly Satisfied. 
Please respond to the statements by circling one of the responses (1, 2, 3, 4, or 5) to 
indicate what you actually think about collectivism. 
No Citizens’ satisfaction Degree of Satisfied 
1 
The results of solving the administrative procedures meet 
the citizens’ demands 
1 2 3 4 5 
2 
The delivery of public administrative services of the Ward 
People’s Committee is appropriate according to the legal 
requirements 
1 2 3 4 5 
3 
You are satisfied with the working method of the Ward 
People’s Committee 
1 2 3 4 5 
Thank you so much! 
 119 
APPENDIX 2: Descriptive statistics of the sample 
Frequency Table 
GEN 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
Male 193 43.9 43.9 43.9 
Female 247 56.1 56.1 100.0 
Total 440 100.0 100.0 
AGE 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
30 and below 125 28.4 28.4 28.4 
31-45 148 33.6 33.6 62.0 
46-60 101 23.0 23.0 85.0 
More than 60 66 15.0 15.0 100.0 
Total 440 100.0 100.0 
MAR 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
Single 169 38.4 38.4 38.4 
Married 237 53.9 53.9 92.3 
Divorced 34 7.7 7.7 100.0 
Total 440 100.0 100.0 
EDU 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
Under high school 18 4.1 4.1 4.1 
High school 101 23.0 23.0 27.0 
Intermediate education & College 108 24.5 24.5 51.6 
University 193 43.9 43.9 95.5 
Post - Graduate 20 4.5 4.5 100.0 
Total 440 100.0 100.0 
 120 
JOB 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
Student 51 11.6 11.6 11.6 
Civil Servant, Official 82 18.6 18.6 30.2 
Employee (all kinds of enterprises) 115 26.1 26.1 56.4 
Freelance 93 21.1 21.1 77.5 
Pensioner 69 15.7 15.7 93.2 
Others 30 6.8 6.8 100.0 
Total 440 100.0 100.0 
SAL 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
3,000,000 VND and below 124 28.2 28.2 28.2 
3,000, 001 VND - 5,000, 000 VND 216 49.1 49.1 77.3 
5,000, 001 VND - 8,000, 000 VND 68 15.5 15.5 92.7 
8,000, 001 VND - 10,000, 000 VND 22 5.0 5.0 97.7 
10,000, 001VND and above 10 2.3 2.3 100.0 
Total 440 100.0 100.0 
FREQ 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
Rarely 134 30.5 30.5 30.5 
Occasionally 261 59.3 59.3 89.8 
Always 45 10.2 10.2 100.0 
Total 440 100.0 100.0 
RELA 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
No 387 88.0 88.0 88.0 
Yes 53 12.0 12.0 100.0 
Total 440 100.0 100.0 
 121 
EX_C 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
No 394 89.5 89.5 89.5 
Yes 46 10.5 10.5 100.0 
Total 440 100.0 100.0 
LOCA 
 Frequency Percent Valid Percent Cumulative Percent 
Valid 
No 115 26.1 26.1 26.1 
Yes 325 73.9 73.9 100.0 
Total 440 100.0 100.0 
 122 
APPENDIX 3: Reliability Test of Scales 
Scale: The Reliability 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.836 4 
Item Statistics 
 Mean Std. Deviation N 
REL_1 3.45 .825 440 
REL_2 3.59 .779 440 
REL_3 3.43 .826 440 
REL_4 3.53 .837 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
REL_1 10.55 4.084 .720 .769 
REL_2 10.40 4.213 .733 .765 
REL_3 10.57 4.410 .597 .824 
REL_4 10.47 4.290 .626 .811 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
13.99 7.164 2.677 4 
 123 
Scale: The working capacity of civil servants 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.856 5 
Item Statistics 
 Mean Std. Deviation N 
CAP_1 3.44 .810 440 
CAP_2 3.48 .832 440 
CAP_3 3.52 .781 440 
CAP_4 3.43 .872 440 
CAP_5 3.40 .851 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
CAP_1 13.82 7.372 .661 .829 
CAP_2 13.78 7.145 .697 .820 
CAP_3 13.75 7.347 .703 .819 
CAP_4 13.84 7.053 .675 .826 
CAP_5 13.86 7.335 .624 .839 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
17.26 10.936 3.307 5 
 124 
Scale: The civil servants’ serving attitude 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.871 6 
Item Statistics 
 Mean Std. Deviation N 
ATT_1 3.46 .800 440 
ATT_2 3.39 .842 440 
ATT_3 3.38 .853 440 
ATT_4 3.48 .848 440 
ATT_5 3.45 .842 440 
ATT_6 3.48 .829 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
ATT_1 17.18 11.185 .643 .853 
ATT_2 17.24 10.845 .671 .849 
ATT_3 17.26 10.613 .708 .842 
ATT_4 17.16 10.878 .657 .851 
ATT_5 17.18 10.743 .692 .845 
ATT_6 17.15 11.010 .649 .852 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
20.64 15.271 3.908 6 
 125 
Scale: The empathy 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.853 4 
Item Statistics 
 Mean Std. Deviation N 
EMP_1 3.50 .749 440 
EMP_2 3.46 .792 440 
EMP_3 3.45 .786 440 
EMP_4 3.45 .828 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
EMP_1 10.37 4.366 .638 .837 
EMP_2 10.41 3.947 .746 .792 
EMP_3 10.42 3.944 .756 .787 
EMP_4 10.42 4.076 .646 .836 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
13.88 6.921 2.631 4 
 126 
Scale: The facilities 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.855 5 
Item Statistics 
 Mean Std. Deviation N 
FAC_1 3.63 .839 440 
FAC_2 3.58 .879 440 
FAC_3 3.43 .845 440 
FAC_4 3.47 .861 440 
FAC_5 3.43 .987 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
FAC_1 13.90 8.408 .665 .825 
FAC_2 13.95 8.029 .712 .813 
FAC_3 14.10 8.674 .595 .842 
FAC_4 14.05 8.031 .733 .808 
FAC_5 14.09 7.816 .645 .833 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
17.52 12.350 3.514 5 
 127 
Scale: The process of delivery 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.864 4 
Item Statistics 
 Mean Std. Deviation N 
PRO_1 3.50 .733 440 
PRO_2 3.56 .779 440 
PRO_3 3.53 .778 440 
PRO_4 3.49 .796 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
PRO_1 10.58 4.189 .682 .839 
PRO_2 10.52 3.945 .718 .825 
PRO_3 10.55 3.856 .757 .809 
PRO_4 10.59 3.942 .696 .834 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
14.08 6.774 2.603 4 
 128 
Scale: Time and Cost 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.852 5 
Item Statistics 
 Mean Std. Deviation N 
TAC_1 3.64 .800 440 
TAC_2 3.39 .904 440 
TAC_3 3.46 .882 440 
TAC_4 3.51 .885 440 
TAC_5 3.47 .913 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
TAC_1 13.84 8.670 .589 .839 
TAC_2 14.09 8.179 .597 .839 
TAC_3 14.02 7.961 .673 .818 
TAC_4 13.97 7.673 .740 .800 
TAC_5 14.01 7.626 .720 .806 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
17.48 12.086 3.477 5 
 129 
Scale: Citizens’ Satisfaction 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.801 3 
Item Statistics 
 Mean Std. Deviation N 
SAT_1 3.41 .774 440 
SAT_2 3.60 .774 440 
SAT_3 3.44 .749 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
SAT_1 7.04 1.868 .619 .758 
SAT_2 6.85 1.689 .739 .627 
SAT_3 7.02 1.977 .587 .788 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
10.46 3.775 1.943 3 
 130 
APPENDIX 4: Result of the seventh factor analysis with independent variables 
KMO and Bartlett's Test 
Kaiser-Meyer-Olkin Measure of Sampling Adequacy. .935 
Bartlett's Test of Sphericity 
Approx. Chi-Square 8303.125 
Df 351 
Sig. .000 
Communalities 
 Initial Extraction 
REL_1 1.000 .741 
REL_2 1.000 .692 
REL_4 1.000 .571 
CAP_1 1.000 .618 
CAP_2 1.000 .756 
CAP_3 1.000 .712 
CAP_4 1.000 .607 
CAP_5 1.000 .623 
ATT_1 1.000 .720 
ATT_2 1.000 .642 
ATT_3 1.000 .619 
ATT_4 1.000 .579 
EMP_2 1.000 .707 
EMP_3 1.000 .629 
FAC_1 1.000 .635 
FAC_2 1.000 .670 
FAC_3 1.000 .578 
FAC_4 1.000 .694 
FAC_5 1.000 .676 
PRO_1 1.000 .678 
PRO_2 1.000 .689 
PRO_3 1.000 .748 
PRO_4 1.000 .677 
TAC_2 1.000 .631 
TAC_3 1.000 .648 
TAC_4 1.000 .747 
TAC_5 1.000 .687 
 131 
Extraction Method: Principal Component 
Analysis. 
Total Variance Explained 
Compon
ent 
Initial Eigenvalues Extraction Sums of Squared 
Loadings 
Rotation Sums of Squared 
Loadings 
Total % of 
Variance 
Cumulative 
% 
Total % of 
Variance 
Cumulative 
% 
Total % of 
Variance 
Cumulative 
% 
1 13.015 48.202 48.202 13.015 48.202 48.202 4.084 15.125 15.125 
2 1.680 6.224 54.426 1.680 6.224 54.426 3.996 14.799 29.924 
3 1.212 4.489 58.915 1.212 4.489 58.915 3.790 14.037 43.961 
4 1.094 4.053 62.968 1.094 4.053 62.968 3.459 12.810 56.771 
5 .975 3.613 66.581 .975 3.613 66.581 2.649 9.810 66.581 
6 .906 3.354 69.935 
7 .813 3.012 72.948 
8 .723 2.680 75.627 
9 .637 2.361 77.988 
10 .596 2.206 80.194 
11 .532 1.972 82.166 
12 .503 1.865 84.031 
13 .490 1.816 85.847 
14 .445 1.649 87.496 
15 .426 1.579 89.075 
16 .393 1.456 90.530 
17 .359 1.329 91.860 
18 .313 1.160 93.019 
19 .282 1.046 94.065 
20 .273 1.010 95.074 
21 .247 .916 95.990 
22 .211 .783 96.773 
23 .196 .725 97.498 
24 .191 .707 98.205 
25 .175 .649 98.853 
26 .165 .611 99.464 
27 .145 .536 100.000 
Extraction Method: Principal Component Analysis. 
 132 
Component Matrix
a
 Component 
1 2 3 4 5 
REL_1 .738 -.142 .105 -.406 -.013 
REL_2 .746 -.055 .073 -.354 -.035 
REL_4 .721 -.178 .128 .021 -.061 
CAP_1 .682 -.133 .274 .195 -.149 
CAP_2 .704 -.148 .338 .300 -.186 
CAP_3 .673 -.093 .415 .273 -.056 
CAP_4 .724 -.261 .100 -.043 -.047 
CAP_5 .695 -.341 .021 -.103 .111 
ATT_1 .691 -.110 .009 -.475 .065 
ATT_2 .717 -.066 .070 -.259 .227 
ATT_3 .701 -.294 .199 .005 .052 
ATT_4 .709 -.180 .094 .179 .056 
EMP_2 .702 -.316 -.242 .225 -.069 
EMP_3 .720 -.238 -.212 .091 .012 
FAC_1 .708 .319 -.019 -.175 .022 
FAC_2 .706 .373 .111 -.086 -.117 
FAC_3 .477 .567 .142 .053 .073 
FAC_4 .653 .446 .157 -.031 -.206 
FAC_5 .620 .442 .138 .020 -.275 
PRO_1 .754 -.102 -.260 -.051 -.172 
PRO_2 .694 -.054 -.422 .054 -.150 
PRO_3 .717 .095 -.391 .101 -.250 
PRO_4 .691 .146 -.363 .029 -.215 
TAC_2 .577 .125 -.087 .339 .401 
TAC_3 .731 .131 -.171 .138 .219 
TAC_4 .708 .205 -.046 .107 .437 
TAC_5 .726 .157 -.066 -.018 .362 
Extraction Method: Principal Component Analysis.
a
a. 5 components extracted. 
 133 
Rotated Component Matrix
a
 Component 
1 2 3 4 5 
REL_1 .291 .734 .225 .243 .086 
REL_2 .269 .665 .259 .313 .109 
REL_4 .522 .387 .290 .193 .166 
CAP_1 .665 .215 .216 .262 .120 
CAP_2 .775 .145 .209 .276 .118 
CAP_3 .743 .166 .074 .290 .206 
CAP_4 .510 .463 .310 .120 .146 
CAP_5 .427 .540 .298 -.020 .245 
ATT_1 .153 .762 .232 .210 .132 
ATT_2 .253 .624 .165 .206 .346 
ATT_3 .572 .450 .197 .073 .213 
ATT_4 .551 .273 .292 .131 .315 
EMP_2 .461 .216 .621 -.030 .248 
EMP_3 .375 .329 .543 .035 .291 
FAC_1 .112 .400 .269 .554 .289 
FAC_2 .230 .300 .227 .663 .190 
FAC_3 .083 .059 .020 .670 .343 
FAC_4 .242 .198 .200 .736 .121 
FAC_5 .254 .129 .234 .731 .070 
PRO_1 .274 .383 .626 .216 .137 
PRO_2 .179 .245 .724 .178 .202 
PRO_3 .185 .163 .736 .344 .167 
PRO_4 .126 .201 .671 .378 .169 
TAC_2 .264 .038 .223 .171 .694 
TAC_3 .228 .233 .396 .289 .549 
TAC_4 .200 .276 .191 .307 .707 
TAC_5 .173 .383 .230 .302 .605 
Extraction Method: Principal Component Analysis. 
 Rotation Method: Varimax with Kaiser Normalization.
a
a. Rotation converged in 7 iterations. 
 134 
Component Transformation Matrix 
Component 1 2 3 4 5 
1 .489 .490 .470 .406 .368 
2 -.427 -.280 -.133 .826 .197 
3 .565 .095 -.769 .237 -.156 
4 .473 -.801 .159 -.078 .321 
5 -.191 .176 -.380 -.300 .836 
Extraction Method: Principal Component Analysis. 
 Rotation Method: Varimax with Kaiser Normalization. 
 135 
APPENDIX 5: Result of factor analysis with dependent variable 
Factor Analysis 
KMO and Bartlett's Test 
Kaiser-Meyer-Olkin Measure of Sampling Adequacy. .666 
Bartlett's Test of Sphericity 
Approx. Chi-Square 448.033 
df 3 
Sig. .000 
Total Variance Explained 
Component Initial Eigenvalues Extraction Sums of Squared Loadings 
Total % of Variance Cumulative % Total % of Variance 
1 2.148 71.613 71.613 2.148 71.613 
2 .545 18.177 89.790 
3 .306 10.210 100.000 
Total Variance Explained 
Component Extraction Sums of Squared Loadings 
Cumulative % 
1 71.613 
2 
3 
Component Matrix
a
 Component 
1 
SAT_1 .830 
SAT_2 .899 
SAT_3 .807 
Extraction Method: Principal 
Component Analysis.
a
a. 1 components extracted. 
 136 
APPENDIX 6: Reliability Test of Scales after EFA 
Scale: The first independent variable 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.892 7 
Item Statistics 
 Mean Std. Deviation N 
REL_4 3.53 .837 440 
CAP_1 3.44 .810 440 
CAP_2 3.48 .832 440 
CAP_3 3.52 .781 440 
CAP_4 3.43 .872 440 
ATT_3 3.38 .853 440 
ATT_4 3.48 .848 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
REL_4 20.71 15.543 .668 .878 
CAP_1 20.80 15.694 .670 .878 
CAP_2 20.76 15.191 .736 .870 
CAP_3 20.72 15.661 .709 .874 
CAP_4 20.81 15.303 .673 .878 
ATT_3 20.86 15.283 .697 .875 
ATT_4 20.76 15.459 .671 .878 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
24.23 20.654 4.545 7 
 137 
Scale: The second independent variable 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.874 5 
Item Statistics 
 Mean Std. Deviation N 
REL_1 3.45 .825 440 
REL_2 3.59 .779 440 
CAP_5 3.40 .851 440 
ATT_1 3.46 .800 440 
ATT_2 3.39 .842 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
REL_1 13.85 7.144 .760 .833 
REL_2 13.70 7.458 .731 .841 
CAP_5 13.89 7.546 .621 .868 
ATT_1 13.84 7.299 .748 .837 
ATT_2 13.90 7.437 .660 .858 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
17.30 11.174 3.343 5 
 138 
Scale: The third independent variable 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.891 6 
Item Statistics 
 Mean Std. Deviation N 
EMP_2 3.46 .792 440 
EMP_3 3.45 .786 440 
PRO_1 3.50 .733 440 
PRO_2 3.56 .779 440 
PRO_3 3.53 .778 440 
PRO_4 3.49 .796 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
EMP_2 17.54 9.930 .704 .872 
EMP_3 17.55 10.061 .681 .876 
PRO_1 17.50 10.096 .738 .867 
PRO_2 17.44 9.905 .726 .869 
PRO_3 17.47 9.858 .739 .867 
PRO_4 17.51 10.068 .668 .878 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
21.00 14.073 3.751 6 
 139 
Scale: The fifth independent variable 
Case Processing Summary 
 N % 
Cases 
Valid 440 100.0 
Excluded
a
 0 .0 
Total 440 100.0 
a. Listwise deletion based on all variables in the procedure. 
Reliability Statistics 
Cronbach's Alpha N of Items 
.839 4 
Item Statistics 
 Mean Std. Deviation N 
TAC_2 3.39 .904 440 
TAC_3 3.46 .882 440 
TAC_4 3.51 .885 440 
TAC_5 3.47 .913 440 
Item-Total Statistics 
 Scale Mean if Item 
Deleted 
Scale Variance if 
Item Deleted 
Corrected Item-Total 
Correlation 
Cronbach's Alpha if 
Item Deleted 
TAC_2 10.44 5.505 .553 .848 
TAC_3 10.37 5.186 .674 .796 
TAC_4 10.33 4.904 .761 .757 
TAC_5 10.37 4.957 .709 .780 
Scale Statistics 
Mean Variance Std. Deviation N of Items 
13.84 8.670 2.945 4 
 140 
APPENDIX 7: Descriptive Statistics for independent and dependent variables 
Descriptive Statistics 
 N Minimum Maximum Mean Std. Deviation 
CAE 440 2.14 5.00 3.4620 .64923 
REL_4 440 1.00 5.00 3.5273 .83717 
CAP_1 440 1.00 5.00 3.4386 .81044 
CAP_2 440 2.00 5.00 3.4773 .83184 
CAP_3 440 1.00 5.00 3.5159 .78117 
CAP_4 440 1.00 5.00 3.4250 .87163 
ATT_3 440 1.00 5.00 3.3750 .85261 
ATT_4 440 2.00 5.00 3.4750 .84805 
Valid N (listwise) 440 
Descriptive Statistics 
 N Minimum Maximum Mean Std. Deviation 
TRA 440 1.40 5.00 3.4591 .66856 
REL_1 440 1.00 5.00 3.4455 .82486 
REL_2 440 2.00 5.00 3.5932 .77867 
CAP_5 440 1.00 5.00 3.4045 .85109 
ATT_1 440 1.00 5.00 3.4591 .80043 
ATT_2 440 1.00 5.00 3.3932 .84165 
Valid N (listwise) 440 
Descriptive Statistics 
 N Minimum Maximum Mean Std. Deviation 
PRO 440 1.83 5.00 3.5000 .62523 
EMP_2 440 1.00 5.00 3.4636 .79207 
EMP_3 440 1.00 5.00 3.4523 .78569 
PRO_1 440 2.00 5.00 3.5000 .73320 
PRO_2 440 2.00 5.00 3.5614 .77891 
PRO_3 440 2.00 5.00 3.5295 .77785 
PRO_4 440 1.00 5.00 3.4932 .79575 
Valid N (listwise) 440 
 141 
Descriptive Statistics 
 N Minimum Maximum Mean Std. Deviation 
FAC 440 1.00 5.00 3.5041 .70286 
FAC_1 440 1.00 5.00 3.6250 .83914 
FAC_2 440 1.00 5.00 3.5750 .87943 
FAC_3 440 1.00 5.00 3.4250 .84509 
FAC_4 440 1.00 5.00 3.4682 .86115 
FAC_5 440 1.00 5.00 3.4273 .98701 
Valid N (listwise) 440 
Descriptive Statistics 
 N Minimum Maximum Mean Std. Deviation 
TAC 440 1.25 5.00 3.4591 .73613 
TAC_2 440 1.00 5.00 3.3932 .90428 
TAC_3 440 1.00 5.00 3.4636 .88188 
TAC_4 440 1.00 5.00 3.5091 .88516 
TAC_5 440 1.00 5.00 3.4705 .91260 
Valid N (listwise) 440 
Descriptive Statistics 
 N Minimum Maximum Mean Std. Deviation 
SAT 440 2.00 5.00 3.4856 .64764 
SAT_1 440 1.00 5.00 3.4136 .77359 
SAT_2 440 2.00 5.00 3.6045 .77429 
SAT_3 440 2.00 5.00 3.4386 .74910 
Valid N (listwise) 440 
 142 
APPENDIX 8: Results of Tests 
Result of Independent Samples T-Test according to gender 
 Levene's Test for 
Equality of 
Variances 
t-test for Equality of Means 
F Sig. t df Sig. (2-
tailed) 
Mean 
Difference 
Std. Error 
Difference 
95% Confidence 
Interval of the 
Difference 
Lower Upper 
CAE 
Equal variances assumed .056 .814 -.173 438 .863 -.01079 .06244 -.13351 .11194 
Equal variances not assumed 
-.173 410.834 .863 -.01079 .06251 -.13367 .11210 
TRA 
Equal variances assumed .067 .796 .430 438 .667 .02765 .06429 -.09871 .15400 
Equal variances not assumed 
.432 418.716 .666 .02765 .06403 -.09821 .15350 
PRO 
Equal variances assumed .009 .925 .717 438 .474 .04307 .06010 -.07505 .16119 
Equal variances not assumed 
.716 411.693 .474 .04307 .06014 -.07514 .16129 
FAC 
Equal variances assumed .443 .506 .507 438 .613 .03425 .06758 -.09858 .16707 
Equal variances not assumed 
.504 404.181 .614 .03425 .06793 -.09930 .16779 
TAC 
Equal variances assumed .186 .666 .378 438 .706 .02672 .07079 -.11241 .16586 
Equal variances not assumed 
.377 408.877 .707 .02672 .07096 -.11276 .16621 
SAT 
Equal variances assumed .000 .991 .436 438 .663 .02718 .06228 -.09522 .14958 
Equal variances not assumed 
.437 414.004 .662 .02718 .06222 -.09513 .14949 
 143 
Result of One-way ANOVA according to Age 
Test of Homogeneity of Variances 
 Levene Statistic df1 df2 Sig. 
CAE 1.394 3 436 .244 
TRA 2.450 3 436 .063 
PRO .434 3 436 .729 
FAC 1.444 3 436 .229 
TAC .821 3 436 .483 
SAT .322 3 436 .809 
ANOVA 
 Sum of Squares df Mean Square F Sig. 
CAE 
Between Groups 2.648 3 .883 2.110 .098 
Within Groups 182.390 436 .418 
Total 185.039 439 
TRA 
Between Groups .850 3 .283 .632 .595 
Within Groups 195.374 436 .448 
Total 196.224 439 
PRO 
Between Groups 1.278 3 .426 1.091 .353 
Within Groups 170.333 436 .391 
Total 171.611 439 
FAC 
Between Groups 1.630 3 .543 1.101 .348 
Within Groups 215.242 436 .494 
Total 216.873 439 
TAC 
Between Groups 1.670 3 .557 1.028 .380 
Within Groups 236.218 436 .542 
Total 237.889 439 
SAT 
Between Groups 2.675 3 .892 2.143 .094 
Within Groups 181.456 436 .416 
Total 184.131 439 
 144 
Result of One-way ANOVA according to Marital status 
Test of Homogeneity of Variances 
 Levene Statistic df1 df2 Sig. 
CAE .372 2 437 .689 
TRA 1.290 2 437 .276 
PRO .798 2 437 .451 
FAC 1.276 2 437 .280 
TAC .756 2 437 .470 
SAT .544 2 437 .581 
ANOVA 
 Sum of Squares df Mean Square F Sig. 
CAE 
Between Groups 2.427 2 1.214 2.904 .056 
Within Groups 182.611 437 .418 
Total 185.039 439 
TRA 
Between Groups .811 2 .406 .907 .404 
Within Groups 195.412 437 .447 
Total 196.224 439 
PRO 
Between Groups 2.085 2 1.043 2.688 .069 
Within Groups 169.526 437 .388 
Total 171.611 439 
FAC 
Between Groups 1.610 2 .805 1.634 .196 
Within Groups 215.263 437 .493 
Total 216.873 439 
TAC 
Between Groups 2.514 2 1.257 2.333 .098 
Within Groups 235.375 437 .539 
Total 237.889 439 
SAT 
Between Groups 2.691 2 1.345 3.240 .090 
Within Groups 181.440 437 .415 
Total 184.131 439 
 145 
Result of One-way ANOVA according to Education attainment 
Test of Homogeneity of Variances 
 Levene Statistic df1 df2 Sig. 
CAE .710 4 435 .585 
TRA 1.922 4 435 .106 
PRO .722 4 435 .577 
FAC 4.201 4 435 .102 
TAC 2.134 4 435 .076 
SAT 4.640 4 435 .101 
ANOVA 
 Sum of Squares df Mean Square F Sig. 
CAE 
Between Groups 6.493 4 1.623 3.955 .004 
Within Groups 178.546 435 .410 
Total 185.039 439 
TRA 
Between Groups 4.650 4 1.162 2.639 .033 
Within Groups 191.574 435 .440 
Total 196.224 439 
PRO 
Between Groups 6.546 4 1.637 4.313 .002 
Within Groups 165.065 435 .379 
Total 171.611 439 
FAC 
Between Groups 6.447 4 1.612 3.332 .011 
Within Groups 210.426 435 .484 
Total 216.873 439 
TAC 
Between Groups 10.054 4 2.513 4.799 .001 
Within Groups 227.835 435 .524 
Total 237.889 439 
SAT 
Between Groups 6.774 4 1.694 4.154 .003 
Within Groups 177.357 435 .408 
Total 184.131 439 
 146 
Result of One-way ANOVA according to Occupation 
Test of Homogeneity of Variances 
 Levene Statistic df1 df2 Sig. 
CAE 1.467 5 434 .199 
TRA 1.507 5 434 .186 
PRO 1.053 5 434 .386 
FAC 2.008 5 434 .176 
TAC 1.448 5 434 .206 
SAT 1.799 5 434 .112 
ANOVA 
 Sum of Squares df Mean Square F Sig. 
CAE 
Between Groups 5.151 5 1.030 2.485 .031 
Within Groups 179.888 434 .414 
Total 185.039 439 
TRA 
Between Groups 8.435 5 1.687 3.899 .002 
Within Groups 187.789 434 .433 
Total 196.224 439 
PRO 
Between Groups 4.586 5 .917 2.383 .038 
Within Groups 167.025 434 .385 
Total 171.611 439 
FAC 
Between Groups 11.728 5 2.346 4.962 .000 
Within Groups 205.145 434 .473 
Total 216.873 439 
TAC 
Between Groups 21.300 5 4.260 8.536 .000 
Within Groups 216.589 434 .499 
Total 237.889 439 
SAT 
Between Groups 9.957 5 1.991 4.962 .000 
Within Groups 174.174 434 .401 
Total 184.131 439 
 147 
Result of One-way ANOVA according to Monthly income 
Test of Homogeneity of Variances 
 Levene Statistic df1 df2 Sig. 
CAE 1.107 4 435 .353 
TRA 1.436 4 435 .221 
PRO 1.499 4 435 .201 
FAC 1.254 4 435 .287 
TAC .901 4 435 .463 
SAT 1.535 4 435 .191 
ANOVA 
 Sum of Squares df Mean Square F Sig. 
CAE 
Between Groups 1.242 4 .311 .735 .568 
Within Groups 183.796 435 .423 
Total 185.039 439 
TRA 
Between Groups 1.418 4 .355 .792 .531 
Within Groups 194.805 435 .448 
Total 196.224 439 
PRO 
Between Groups .561 4 .140 .357 .839 
Within Groups 171.050 435 .393 
Total 171.611 439 
FAC 
Between Groups 1.382 4 .345 .697 .594 
Within Groups 215.491 435 .495 
Total 216.873 439 
TAC 
Between Groups 1.029 4 .257 .472 .756 
Within Groups 236.860 435 .545 
Total 237.889 439 
SAT 
Between Groups 1.515 4 .379 .902 .463 
Within Groups 182.616 435 .420 
Total 184.131 439 
 148 
Result of One-way ANOVA according to Frequency of use 
Test of Homogeneity of Variances 
 Levene Statistic df1 df2 Sig. 
CAE .705 2 437 .495 
TRA 5.563 2 437 .104 
PRO 1.508 2 437 .222 
FAC .355 2 437 .701 
TAC 13.875 2 437 .200 
SAT 5.216 2 437 .106 
ANOVA 
 Sum of Squares df Mean Square F Sig. 
CAE 
Between Groups 3.058 2 1.529 3.671 .026 
Within Groups 181.981 437 .416 
Total 185.039 439 
TRA 
Between Groups 1.446 2 .723 1.623 .019 
Within Groups 194.777 437 .446 
Total 196.224 439 
PRO 
Between Groups 2.145 2 1.073 2.766 .004 
Within Groups 169.466 437 .388 
Total 171.611 439 
FAC 
Between Groups 1.407 2 .704 1.427 .041 
Within Groups 215.466 437 .493 
Total 216.873 439 
TAC 
Between Groups 1.536 2 .768 1.420 .043 
Within Groups 236.352 437 .541 
Total 237.889 439 
SAT 
Between Groups 2.228 2 1.114 2.676 .040 
Within Groups 181.903 437 .416 
Total 184.131 439 
 149 
Result of Independent-Samples T-Test according to the relationship 
 Levene's Test for 
Equality of 
Variances 
t-test for Equality of Means 
F Sig. t df Sig. (2-
tailed) 
Mean 
Difference 
Std. Error 
Difference 
95% Confidence 
Interval of the 
Difference 
Lower Upper 
CAE 
Equal variances assumed 8.573 .004 -.921 438 .357 -.08763 .09511 -.27455 .09929 
Equal variances not assumed 
-1.121 78.146 .266 -.08763 .07820 -.24331 .06806 
TRA 
Equal variances assumed 2.041 .154 -.146 438 .884 -.01433 .09803 -.20700 .17833 
Equal variances not assumed 
-.166 73.628 .868 -.01433 .08610 -.18591 .15724 
PRO 
Equal variances assumed 4.039 .045 -.468 438 .640 -.04290 .09166 -.22304 .13724 
Equal variances not assumed 
-.576 79.020 .566 -.04290 .07452 -.19123 .10543 
FAC 
Equal variances assumed .003 .959 .191 438 .849 .01967 .10306 -.18288 .22222 
Equal variances not assumed 
.192 67.408 .848 .01967 .10218 -.18427 .22360 
TAC 
Equal variances assumed .434 .510 -.680 438 .497 -.07333 .10788 -.28536 .13871 
Equal variances not assumed 
-.760 72.563 .450 -.07333 .09646 -.26559 .11894 
SAT 
Equal variances assumed .622 .431 .091 438 .927 .00866 .09496 -.17798 .19530 
Equal variances not assumed 
.098 70.271 .922 .00866 .08855 -.16794 .18527 
 150 
Result of Independent-Samples T-Test according to Extra fee payment 
 Levene's Test for 
Equality of 
Variances 
t-test for Equality of Means 
F Sig. t df Sig. (2-
tailed) 
Mean 
Difference 
Std. Error 
Difference 
95% Confidence 
Interval of the 
Difference 
Lower Upper 
CAE 
Equal variances assumed .888 .346 -.008 438 .994 -.00080 .10127 -.19985 .19824 
Equal variances not assumed 
-.008 54.543 .994 -.00080 .10701 -.21530 .21369 
TRA 
Equal variances assumed .100 .752 -1.278 438 .202 -.13308 .10409 -.33767 .07150 
Equal variances not assumed 
-1.292 56.340 .202 -.13308 .10302 -.33943 .07326 
PRO 
Equal variances assumed .114 .735 -.955 438 .340 -.09306 .09743 -.28455 .09842 
Equal variances not assumed 
-.967 56.408 .337 -.09306 .09620 -.28575 .09963 
FAC 
Equal variances assumed .019 .892 -.667 438 .505 -.07312 .10958 -.28849 .14226 
Equal variances not assumed 
-.614 53.873 .542 -.07312 .11905 -.31180 .16557 
TAC 
Equal variances assumed .001 .971 .078 438 .938 .00894 .11483 -.21674 .23462 
Equal variances not assumed 
.075 55.003 .940 .00894 .11918 -.22990 .24778 
SAT 
Equal variances assumed .201 .654 .322 438 .748 .03248 .10101 -.16605 .23101 
Equal variances not assumed 
.309 54.902 .759 .03248 .10525 -.17845 .24341 
 151 
Result of Independent-Samples T-Test according to Residence 
 Levene's Test for 
Equality of 
Variances 
t-test for Equality of Means 
F Sig. t df Sig. (2-
tailed) 
Mean 
Difference 
Std. Error 
Difference 
95% Confidence 
Interval of the 
Difference 
Lower Upper 
CAE 
Equal variances assumed .766 .382 1.653 438 .099 .11618 .07030 -.02200 .25435 
Equal variances not assumed 
1.620 193.055 .107 .11618 .07173 -.02530 .25765 
TRA 
Equal variances assumed 2.738 .099 .974 438 .330 .07069 .07254 -.07189 .21327 
Equal variances not assumed 
.939 187.582 .349 .07069 .07526 -.07778 .21916 
PRO 
Equal variances assumed 1.034 .310 1.739 438 .083 .11773 .06768 -.01530 .25075 
Equal variances not assumed 
1.687 189.570 .093 .11773 .06978 -.01993 .25538 
FAC 
Equal variances assumed 3.590 .059 .962 438 .337 .07334 .07627 -.07656 .22323 
Equal variances not assumed 
.917 184.261 .360 .07334 .07997 -.08445 .23112 
TAC 
Equal variances assumed .164 .686 1.025 438 .306 .08187 .07987 -.07510 .23884 
Equal variances not assumed 
1.006 193.334 .316 .08187 .08142 -.07871 .24246 
SAT 
Equal variances assumed .492 .483 1.536 438 .125 .10778 .07016 -.03011 .24568 
Equal variances not assumed 
1.501 192.045 .135 .10778 .07180 -.03383 .24940 
 152 
APPENDIX 9: Results of Regression 
Variables Entered/Removed
a
Model Variables Entered Variables Removed Method 
1 
LOCA, EX_C, FREQ, 
SAL, AGE, GEN, 
RELA, MAR, EDU, 
JOB
b
. Enter 
2 
TRA, FAC, TAC, 
PRO, CAE
b
. Enter 
a. Dependent Variable: SAT 
b. All requested variables entered. 
Model Summary
c
Model R R Square Adjusted R Square Std. Error of the 
Estimate 
Durbin-Watson 
1 .258
a
 .067 .045 .63298 
2 .851
b
 .725 .715 .34586 2.172 
a. Predictors: (Constant), LOCA, EX_C, FREQ, SAL, AGE, GEN, RELA, MAR, EDU, JOB 
b. Predictors: (Constant), LOCA, EX_C, FREQ, SAL, AGE, GEN, RELA, MAR, EDU, JOB, TRA, FAC, TAC, PRO, 
CAE 
c. Dependent Variable: SAT 
ANOVA
a
Model Sum of Squares df Mean Square F Sig. 
1 
Regression 12.249 10 1.225 3.057 .001
b
Residual 171.882 429 .401 
Total 184.131 439 
2 
Regression 133.413 15 8.894 74.354 .000
c
Residual 50.719 424 .120 
Total 184.131 439 
a. Dependent Variable: SAT 
b. Predictors: (Constant), LOCA, EX_C, FREQ, SAL, AGE, GEN, RELA, MAR, EDU, JOB 
c. Predictors: (Constant), LOCA, EX_C, FREQ, SAL, AGE, GEN, RELA, MAR, EDU, JOB, TRA, FAC, TAC, PRO, CAE 
 153 
Coefficients
a
Model Unstandardized 
Coefficients 
Standardized 
Coefficients 
t Sig. 95.0% Confidence 
Interval for B 
Correlations Collinearity 
Statistics 
B Std. 
Error 
Beta Lower 
Bound 
Upper 
Bound 
Zero-
order 
Partial Part Tolerance VIF 
1 
(Constant) 3.363 .204 
16.461 .000 
GEN -.006 .062 -.004 -.090 .928 -.021 -.004 -.004 .970 1.031 .970 1.031 
AGE -.007 .034 -.012 -.214 .831 -.099 -.010 -.010 .737 1.356 .737 1.356 
MAR -.024 .051 -.022 -.466 .642 -.047 -.022 -.022 .952 1.051 .952 1.051 
EDU .084 .033 .127 2.567 .011 .157 .123 .120 .888 1.126 .888 1.126 
JOB -.064 .025 -.140 -2.517 .012 -.172 -.121 -.117 .705 1.418 .705 1.418 
SAL -.003 .034 -.004 -.093 .926 .009 -.005 -.004 .949 1.054 .949 1.054 
FREQ .130 .050 .122 2.602 .010 .110 .125 .121 .994 1.006 .994 1.006 
RELA -.022 .095 -.011 -.237 .813 -.004 -.011 -.011 .960 1.041 .960 1.041 
EX_C -.019 .100 -.009 -.189 .850 -.015 -.009 -.009 .972 1.028 .972 1.028 
LOCA -.133 .069 -.090 -1.924 .055 -.073 -.093 -.090 .987 1.013 .987 1.013 
2 
(Constant) .280 .149 
1.882 .061 
GEN -.008 .034 -.006 -.246 .806 -.021 -.012 -.006 .966 1.036 .966 1.036 
AGE -.015 .019 -.023 -.782 .435 -.099 -.038 -.020 .724 1.382 .724 1.382 
MAR -.006 .028 -.006 -.218 .828 -.047 -.011 -.006 .947 1.055 .947 1.055 
EDU -.007 .018 -.010 -.376 .707 .157 -.018 -.010 .853 1.173 .853 1.173 
JOB -.009 .014 -.020 -.654 .514 -.172 -.032 -.017 .665 1.503 .665 1.503 
SAL .024 .019 .034 1.292 .197 .009 .063 .033 .934 1.071 .934 1.071 
FREQ .040 .028 .037 1.441 .150 .110 .070 .037 .969 1.031 .969 1.031 
RELA -.048 .052 -.024 -.930 .353 -.004 -.045 -.024 .954 1.048 .954 1.048 
EX_C -.063 .055 -.030 -1.142 .254 -.015 -.055 -.029 .958 1.043 .958 1.043 
LOCA -.022 .038 -.015 -.575 .565 -.073 -.028 -.015 .972 1.029 .972 1.029 
CAE .324 .046 .325 7.057 .000 .776 .324 .180 .306 3.266 .306 3.266 
TRA .137 .043 .141 3.165 .002 .721 .152 .081 .326 3.070 .326 3.070 
PRO .096 .045 .093 2.150 .032 .709 .104 .055 .346 2.889 .346 2.889 
FAC .150 .034 .163 4.420 .000 .680 .210 .113 .479 2.087 .479 2.087 
TAC .218 .036 .248 6.015 .000 .738 .280 .153 .382 2.616 .382 2.616 
a. Dependent Variable: SAT 
 154 
Excluded Variables
a
Model Beta In t Sig. Partial 
Correlation 
Collinearity Statistics 
Tolerance VIF Minimum 
Tolerance 
1 
CAE .767
b
 24.529 .000 .764 .927 1.078 .702 
TRA .708
b
 21.713 .000 .724 .975 1.026 .704 
PRO .696
b
 20.189 .000 .698 .940 1.064 .703 
FAC .658
b
 18.303 .000 .663 .947 1.056 .694 
TAC .729
b
 21.766 .000 .725 .924 1.083 .678 
a. Dependent Variable: SAT 
b. Predictors in the Model: (Constant), LOCA, EX_C, FREQ, SAL, AGE, GEN, RELA, MAR, EDU, JOB 
Residuals Statistics
a
 Minimum Maximum Mean Std. Deviation N 
Predicted Value 2.0856 4.9501 3.4856 .55127 440 
Residual -1.24376 1.33673 .00000 .33990 440 
Std. Predicted Value -2.540 2.657 .000 1.000 440 
Std. Residual -3.596 3.865 .000 .983 440 
a. Dependent Variable: SAT 
Correlations 
 ABSRES1 CAE TRA PRO FAC TAC 
Spearman's rho 
ABSRES
1 
Correlation Coefficient 1.000 -.111 -.160 -.123 -.079 -.100 
Sig. (2-tailed) . .089 .101 .410 .097 .236 
N 440 440 440 440 440 440 
*. Correlation is significant at the 0.05 level (2-tailed). 
**. Correlation is significant at the 0.01 level (2-tailed).